Aerial waterfront estate view
✦ Motivated Seller · $899,000 · Seller Financing Available ✦
Private Waterfront
Estate on 3.85 Acres
1644 County Road 139 · Hutto, TX 78634
$899,000
2 BD · 2 BA · 1,620 SF · 10-Acre Private Lake · ETJ Unrestricted
3.85 Acres
10 ac Private Lake
ETJ No Zoning
1.87% Tax Rate
3%+$20K Buyer Agent Commission

Parag Ratanpara · Co-Listing Agent
512-893-0172 · [email protected]

All City Real Estate Ltd. Co · MLS #1269447

Front exterior
Stone Exterior · Curb Appeal
Waterfront outdoor living
Waterfront Outdoor Living
Covered front porch
Covered Front Porch
Private lake
10-Acre Private Lake
Living room
Living Room
Primary bedroom
Primary Bedroom
Barn
Barn · Lake View
01

The "One Big Beautiful Bill"
Tax Advantage

Buy in 2026 — potentially write off your entire investment in Year 1

The One Big Beautiful Bill Act (OBBBA), signed July 4, 2025, permanently restored 100% bonus depreciation for qualifying property placed in service after January 19, 2025. This property qualifies. If operated as a short-term rental with the right structure, buyers in the 24% and 32% federal tax brackets can generate substantial Year 1 deductions that offset W-2 and active income.

Tax Illustration 24% Tax Bracket 32% Tax Bracket
Purchase Price$899,000$899,000
Depreciable Basis (est. 70% after land split)~$629,300~$629,300
Cost Segregation — Short-life components (25%)~$157,325~$157,325
Year 1 Bonus Depreciation (100% under OBBBA)~$157,325~$157,325
Estimated Federal Tax Savings — Year 1~$37,758~$50,344
STR Loophole Amplifier: Operate as Airbnb/VRBO with average stays ≤7 days + 100 hours of personal participation = losses become non-passive, directly offsetting W-2 income. A full cost segregation study could unlock $150,000 – $250,000+ in Year 1 deductions (depending on improvements). Consult a real estate CPA.
24% Bracket Buyer (Taxable Income $100K–$191K)
  • Earns $180K/year as dual-income professional household
  • Purchases 1644 CR 139 as Airbnb/retreat property in 2026
  • With cost segregation: ~$157K Year 1 deduction
  • Tax savings: ~$37,758 in Year 1
  • Effective cost of property after Year 1 benefit: ~$861K
  • Ongoing STR income helps service the mortgage
32% Bracket Buyer (Taxable Income $191K–$243K)
  • Earns $230K/year as tech/medical professional or business owner
  • Looking to shelter income from Samsung/Tesla employment
  • With STR + cost seg: up to $157K non-passive loss Year 1
  • Tax savings: ~$50,344 in Year 1
  • Effective cost of property after Year 1 benefit: ~$849K
  • Material participation + ETJ flexibility = maximum tax advantage
Why 2026 Is the Window: 100% bonus depreciation is permanent under OBBBA, but property values near Samsung in Taylor are projected to rise significantly as production ramps up in 2026–2027. Buying at $899,000 now vs. $1.1M–$1.3M in 2028 is a $200K–$400K difference before you even factor in the tax benefit.
Waterfront resort lifestyle
Reason 02

Mini Resort.
Micro Retreat.
Golden Airbnb.

89/100 AirDNA Market Score — Hutto
59% Avg. STR Occupancy
$128+ Avg. Daily Rate (standard)
$350–$600 Lakefront Retreat Potential/Night
17,000+ Samsung Workers Needing Housing
Luxury Airbnb / VRBO Retreat

A 10-acre private lake is simply not available in Austin proper at any price under $3M. Here, you get exclusive waterfront, a barn, open acreage, and country charm — 35 minutes from downtown Austin. Lakefront retreats on similar acreage in the Hill Country regularly command $450–$650/night, with 60–70% occupancy.

  • Add a dock, kayaks, paddleboards — low cost, high perceived value
  • Barn conversion: event venue, yoga studio, bunkhouse
  • Multiple glamping units on remaining acreage (ETJ allows this)
  • Annual gross revenue potential: $130K–$200K+
Micro-Resort / Wellness Center
  • Corporate off-site retreats: $5K–$15K per booking
  • Yoga/meditation weekend retreats: $250–$500/person
  • Sound healing, breathwork, and nature therapy — growing $5.3B industry
  • No zoning restrictions to worry about in ETJ
Samsung / Tesla Corporate Housing

Samsung's $40B+ investment brings 17,000+ construction workers and 3,500 permanent tech employees — all needing housing between Hutto and Taylor. Rental markets near major tech expansions historically run 15–20 percentage points higher occupancy than comparable off-market areas.

  • Mid-term (30-90 day) corporate rentals: $4,500–$7,000/month
  • Near-zero vacancy in this housing-constrained corridor
  • Samsung workers already on Airbnb at $131/night + (per AirDNA)
  • Tesla Gigafactory (30 min) adds additional worker demand layer
Barn

Barn overlooks the private lake — natural venue for events & retreats

03

EB-5 Investment · Seller Finance
· Total Development Freedom

Multiple paths to ownership — structured to attract the right buyer quickly

EB-5 Visa Investment Potential

The EB-5 Immigrant Investor Program grants permanent U.S. residency to foreign nationals who invest in U.S. commercial enterprises that create at least 10 full-time jobs. This property — with its ETJ freedom, acreage, waterfront, and proximity to the $40B Samsung corridor — is a compelling platform for an EB-5 qualifying enterprise.

  • Minimum investment: $800K–$1.05M (TEA vs. non-TEA)
  • Develop as resort, glamping park, event venue, or corporate lodge
  • Create 10+ jobs through hospitality operations
  • Williamson County rural parcels may qualify as TEA — confirm with immigration counsel
  • Seller open to participating in EB-5 structuring discussions
  • The $40B Samsung investment signals long-term area viability for any immigration review
Seller Financing Options Available

In today's rate environment, seller financing is a powerful deal-maker. The motivated seller is open to creative structures that get the right buyer into this property quickly.

  • Seller carry-back note — fixed or adjustable terms
  • Lease-option — lock in the price, move in now
  • Land contract / contract for deed — flexible down payment
  • Partial carry — seller finances 20–30%, buyer gets conventional for balance
  • Joint venture — seller retains equity stake in resort/STR development

Ask Parag Ratanpara at 512-893-0172 about specific seller finance terms.

Private lake

10-acre private lake — exclusive to this property

ETJ Status — Williamson County
"There are no zoning regulations in Williamson County."
— Official Williamson County FAQ

No residential building codes. No HOA. No deed restrictions on record. The county does not require a Certificate of Occupancy for new residential structures. This is total development freedom this close to Austin.
  • Add cabins, casitas, yurts, tiny homes — no city permits required
  • Operate an Airbnb, event venue, retreat, or farm without city interference
  • Install dock and water amenities on the private lake
  • Build barndominium, event pavilion, or second home on the acreage
  • Tax rate: 1.87% — reasonable for investment property
  • Flood factor: 1/10 — minimal risk
Location Proximity Summary
Destination Drive Time
Samsung Semiconductor (Taylor)~15 min
SH-130 / SH-45 Intersection~10 min
Tesla Gigafactory Texas~30 min
UT Austin / Domain / Downtown~35 min
Austin-Bergstrom Airport~35 min

Property Specifications & Contact

1644 County Road 139 · Hutto, TX 78634
Property Overview
Address1644 County Road 139, Hutto, TX 78634
MLS #1269447
Asking Price$899,000
Bedrooms2 (3rd flex room possible)
Bathrooms2 Full
Living Area1,620 SF
Year Built2000
StyleSingle Family Residential
ConstructionStone
Garage2-Car Side Entry
Covered PatioExpansive Rear
OutbuildingBarn (lake-view)
Land & Site
Lot Size3.856 Acres (flag lot)
Private Lake~10 Acres (exclusive)
Lot FeaturesLevel, Trees (small)
Zoning / JurisdictionETJ — No Zoning
CountyWilliamson County, TX
SubdivisionBogle Sub, Block A, Lot 2
Flood Factor1/10 — Minimal Risk
Property Tax RateApprox. 1.87%
2025 Tax Bill~$12,673
2025 Assessed Value$713,204
HOANone
Deed RestrictionsNone on record
AppliancesDishwasher, Range, Micro, Fridge

Buyer's Agent Commission

3% + $20,000 Bonus paid at closing · ~$46,970 total*

Listing Agents

Parag Ratanpara
Co-Listing Agent — Direct Contact
All City Real Estate Ltd. Co
📞 512-893-0172
[email protected]
Jaya Kafle
Listing Agent
All City Real Estate Ltd. Co
10222 Pecan Park Blvd, Austin, TX 78729
📞 (510) 837-9955
Why $899,000 Is the Right Price Now
  • Nearest comparable (1796 CR 139): 6.03 acres, no lake → $635K (land only)
  • 901 CR 134: 3 acres, mobile home → $730K
  • 2401 CR 130: 10 acres, pending → $1.25M
  • 1644 CR 139 has exclusive 10-acre lake + stone home + barn — no other comparable offers this combination under $1.1M
  • At $899K, buyer gets $233/SF + 10-acre lake for effectively $0
  • Samsung ramp-up in 2026–2027 will push area values 15–25%